The Funded Trader Pass Rate Calculator with 95% confidence intervals

Pass Lab gives you a 95% confidence interval based on walk-forward Monte Carlo simulation against TFT's exact Standard 2-step Phase 1 rules. Upload your MT4/MT5 backtests at fxoptimize.com/pass-lab/ and get an audit-grade [low, high] range. The primary match is selected on the lower bound, not the point estimate.

Yes — three significant updates. (1) The 30-day time limit was REMOVED — Standard challenges are now unlimited time. (2) Minimum trading days dropped from 5 to 3. (3) Forex leverage increased from 1:100 to 1:200. These changes materially boost pass-probability for slow-burn portfolios that previously couldn't compound 10% in 30 days. Pass Lab's TFT profile reflects current 2026 rules.

Higher leverage means a given lot size requires less margin — letting you compound faster on the same backtest. For aggressive forex EAs that benefit from larger position sizes at tight stops, 1:200 vs typical 1:100 doubles your margin headroom. However, higher leverage also increases per-tick P&L volatility, which stresses the daily-DD rule. Pass Lab's TFT simulation reflects 1:200 leverage in margin checks; the daily-DD test is independent and still bites at 5%. The primary-match selection accounts for both effects.

TFT has documented payout delays affecting traders — ongoing since late 2024, with 1,272+ traders still awaiting settlement as of April 2026 (Finance Magnates coverage). The Funded Trader is currently operational and accepting evaluations, but trader sentiment on TFT is mixed. Pass Lab's simulation only models the evaluation challenge rules — the funded-stage payout reliability is a separate dimension you should research independently. Even a high pass-probability means little if the downstream payout flow is unreliable.

Walk-forward windows of 60 days (TFT has unlimited time so we cap at 60 days) slid across your backtest with 30-day stride. Per-window Monte Carlo: 1,000 iterations with within-day shuffled trade order. Bootstrap 5,000 resamples to compute 95% CI. Sample-size guard requires ≥12 windows. Full methodology here.

No. FXOptimize and Pass Lab are independent. We have no affiliate relationship with TFT or any other propfirm. The cross-firm comparison is symmetric — Pass Lab surfaces TFT when your portfolio fits TFT best, and other firms when those fit better. The payout-reliability caveat above is included for full disclosure, not because we have a position on TFT specifically.

TFT's evaluation-stage failures cluster differently from the funded-stage payout concerns. On evaluation, the 5% daily DD on a trailing-EoD anchor is the most common breach — TFT moved to unlimited time in 2026, which removed the time-pressure failure mode but kept the trailing-DD recovery-leg problem. The 1:200 forex leverage is friendly to scalpers, but the trailing total DD floor advances aggressively after wins, so subsequent losses breach faster than they would on FTMO's static 10%. The bigger caveat for TFT-bound traders, beyond Pass Lab's evaluation model, is the documented funded-stage payout delay — even a high evaluation pass probability means little if the post-funding payout flow is unreliable. Research that independently before committing.