Terms of Service

2026-08-16: refund policy changed to 30-day money-back on all paid tiers; terms now describe the Tracker-EA flow.

These Terms of Service ("Terms") govern your use of FXOptimize ("the Service"), operated by Frederik Baunsøe ("we", "us", "our"), a private individual based in Denmark. By creating an account or using the Service, you agree to these Terms.

1. Service Description

FXOptimize is a portfolio optimization tool for forex traders. It allows you to upload MT4/MT5 backtest HTML files, analyze Expert Advisor (EA) performance, simulate portfolio combinations, and optimize allocation across multiple EAs. The Service also includes Pass Lab, a propfirm-challenge pass-probability calculator that runs walk-forward Monte Carlo simulation × bootstrap confidence-interval analysis against a hardcoded catalog of major propfirms (FTMO, FundedNext, FundingPips, The5ers, FXIFY, The Funded Trader, Goat Funded Trader). Pass Lab returns a Verdict — the report containing the pass-probability, classification (NoneViable / Promising / Strong), and primary firm match.

Your raw backtest files stay in your browser. They are parsed and processed entirely client-side. The same applies to Pass Lab — all simulation runs locally in WebAssembly. After each analysis, your browser sends us aggregated, anonymous portfolio metrics (e.g. EA names, return %, drawdown, Verdict outcomes) so we can improve the service. We never see your individual trades, prices, lot sizes, account number, or broker details. See our Privacy Policy for full details.

Solo and Studio users may also opt into the Synchronization feature, which provides read-only synchronization of MT4/MT5 broker account trade history for portfolio drift analysis. Sync is geographically delivered through a tracker EA you install yourself — see §8b below for full terms.

2. Account Terms

• You must provide accurate information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 18 years old to use the Service (it is a financial-analysis product directed at adults)
• One person or entity per account — accounts are not transferable
• You are responsible for all activity under your account

3. Free, Solo, Studio, and Lifetime Founder Plans

FXOptimize offers a Free plan with limited features, a Solo plan with full access to advanced optimization, portfolio intelligence, and saved sessions, and an Studio plan with additional propfirm and white-label capabilities.

• Solo pricing is currently $39/month or $299/year
• Studio pricing is currently $99/month or $899/year
• Pricing is subject to change with at least 30 days' notice to existing subscribers
• Feature availability may differ between plans and can change over time
• The Free plan does not require payment and may have per-device usage limits enforced via a non-tracking session cookie (see Privacy Policy §7)

4. Payment Terms

• All payments are processed securely through Stripe
• Solo and Studio subscriptions renew automatically at the end of each billing period
• You can cancel your subscription at any time from your account settings
• Cancellation takes effect at the end of the current billing period — you retain access until then
• 30-day refund. If the Service isn't for you, email [email protected] within 30 days of your first payment on a plan and we refund it in full, no questions asked. This covers Solo, Studio and Lifetime Founder. Refunds are processed to the original payment method, usually within 5-10 business days. Beyond the 30-day window, partial billing periods are not refunded — cancel instead, and you keep access to the end of the period you've paid for.
• Statutory withdrawal rights for EU consumers under the Consumer Rights Directive remain unaffected; by starting to use the Service immediately upon subscribing, you expressly acknowledge that the digital service is supplied immediately and waive your 14-day right of withdrawal where applicable under Danish law (Forbrugeraftaleloven §18 stk. 2 nr. 13). The 30-day refund above is offered on top of that, not instead of it.
• We do not store your payment card details — Stripe handles all payment data

5. Acceptable Use

You agree not to:

• Abuse, disrupt, or overload the Service
• Submit intentionally falsified or manipulated backtest data
• Reverse-engineer, decompile, or attempt to extract source code
• Use automated scripts or bots to access the Service without permission
• Share your Solo or Studio account credentials with others
• Use the Service for any illegal purpose

6. Intellectual Property

The FXOptimize application, including its code, algorithms, design, and content, is proprietary and owned by Frederik Baunsøe. All rights reserved.

Your data is yours. You retain full ownership of your backtest files and any data you provide. We claim no ownership over your trading data or analysis results.

7. Data & Privacy

Your privacy matters to us. Please review our Privacy Policy for full details on what data we collect, the legal bases for processing, our sub-processors, retention periods, and your GDPR rights.

Key points: Your raw backtest files never leave your browser. All parsing and simulation runs client-side. Our servers store your account information (via Supabase), saved sessions (if you opt in), payment metadata (via Stripe), and aggregated, anonymous portfolio metrics generated post-analysis.

8. No Financial Advice — Important Disclaimer

8a. Pass Lab — Propfirm Pass-Probability Disclaimer

The Pass Lab module estimates the probability that a portfolio of EAs would pass a specific propfirm challenge under simulated walk-forward windowing of historical trades. The output (point estimate + 95% confidence interval + recommended firm) is a statistical projection of historical performance, not a guarantee.

• Rule profiles are best-effort. We hardcode each firm's published evaluation rules as of a clearly displayed verification date. Propfirms can and do change their rules without notice. Always verify current rules on the firm's official site before subscribing to a challenge.
• The simulator simplifies real challenge dynamics. It does not model intraday MAE per trade, broker spread variability, slippage, news-window enforcement (calendar-dependent), or behavioral factors (overrides, manual interventions, withdrawals).
• "Lower-bound" recommendations remain a recommendation. We deliberately recommend on the 95% CI lower bound to prefer confidence over best-case theatre, but the lower bound is still a probabilistic statement that may overstate or understate your real-world outcome.
• No affiliation claim. FXOptimize is not endorsed, sponsored, or affiliated with FTMO, FundedNext, FundingPips, The5ers, FXIFY, The Funded Trader, Goat Funded Trader, or any other propfirm referenced in the catalog. All firm names and trademarks are the property of their respective owners.
• The Verified Badge is informational. The shareable Verified Badge encodes a tamper-detectable summary of your run for transparency, but it does not constitute proof of trading skill, certification, or endorsement by any party — including FXOptimize.

By using Pass Lab, you accept that the pass-probability output is a tool for relative comparison between propfirms, not an absolute prediction. Subscribing to a propfirm challenge based on Verdict output is your decision and at your own financial risk.

8b. Synchronization — Restrictions and Disclaimers

The Synchronization feature ("Sync") allows authenticated Solo and Studio users to connect a MetaTrader 4 or MetaTrader 5 broker account for read-only synchronization of trade history. This section governs your use of Sync and applies in addition to the general Terms above.

How Sync connects — no broker credentials

Sync does not ask for, receive, or store any broker credential. You install the FXOptimize Tracker Expert Advisor in your own MetaTrader 4 or 5 terminal, and it pushes account snapshots, closed trades, and equity history to us over HTTPS. Nothing connects to your broker from our side.

Because of that design, we structurally cannot:

• Place, modify, or close trades on your account;
• Deposit, withdraw, or move funds;
• Change your broker account settings, leverage, or risk parameters;
• Sign in to your broker portal or MetaTrader account.

The link is one-way: your terminal sends data out, and we never send instructions back. You can revoke it at any time by removing the EA from your terminal.

Sync is available in every jurisdiction where the Service is available, including the European Economic Area and the United Kingdom.

Data accuracy disclaimer

Sync displays data as reported by your broker's MetaTrader server. We do not independently verify the accuracy of broker-reported figures. Specifically:

• If your broker re-states historical trades (e.g., after a server-side correction or rollback), our cached snapshot may lag behind for up to one sync cycle (5 minutes by default).
• If your broker server is in an unusual timezone, we normalize timestamps to UTC for storage and display them in your local timezone for readability. Edge-case discrepancies (DST transitions, weekend gaps) may produce small visual offsets.
• Our drift detection and per-EA breakdown computations are based on the data your broker provides; we cannot detect or correct for broker-side errors, slippage misreporting, or commission-structure changes.

For tax, regulatory, or dispute purposes, your broker's official account statement is authoritative — not our Service.

Sync availability and reliability

We make reasonable efforts to maintain a 5-minute sync cadence, but this is a best-effort target, not a guarantee. Sync failures may occur due to:

• Broker server outages, scheduled maintenance, or weekend closures (we silently retry on the next cycle);
• Network-edge issues at our infrastructure provider or your broker's infrastructure provider;
• Broker-imposed rate limits or IP restrictions (we will notify you via the dashboard);
• Two-factor authentication added to your broker account after the initial connection (currently not supported — sync will pause and we will email you).

Sync downtime does not entitle you to a refund or service credit. Solo and Studio billing continues regardless of sync availability for any individual broker account.

No financial advice; no rule-violation alerts

Sync is a data-display feature. It does not, and is not intended to, provide:

• Real-time alerts when you approach or breach propfirm drawdown limits, profit targets, consistency rules, or news-trading windows;
• Trading recommendations, entry/exit signals, or risk management advice;
• Compliance monitoring or violation prevention for any propfirm challenge.

You remain solely responsible for monitoring your own trading activity against your broker's and propfirm's rules. The drift detection feature compares your live performance to a backtest baseline you previously uploaded — it is statistical retrospect, not forward-looking guidance.

Disconnection and data deletion

You may disconnect any broker account at any time via the Settings tab, and you can stop the flow at source by removing the tracker EA from your terminal. Disconnection triggers immediate hard deletion of:

• All synced trade history for that account;
• The account snapshot and equity history;
• Any EA-name mappings you defined for that account.

This deletion is permanent and not recoverable. Records we are required to keep for accounting purposes are retained as described in the Privacy Policy.

9. Limitation of Liability

To the maximum extent permitted by law:

• The Service is provided "as is" without warranties of any kind, express or implied
• We do not warrant that the Service will be uninterrupted, error-free, or that results will be accurate
• Our total liability for any claims arising from your use of the Service shall not exceed the amount you paid us in the 12 months preceding the claim
• We are not liable for any indirect, incidental, special, consequential, or punitive damages
• Nothing in these Terms limits any liability that cannot lawfully be excluded under applicable consumer law in your country of residence within the EU/EEA

10. Modifications to Terms

We may update these Terms from time to time. When we make material changes, we will notify you via email or through the Service at least 30 days before the changes take effect. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

11. Termination

You may close your account at any time. We may suspend or terminate accounts that violate these Terms. Upon termination, your right to use the Service ceases immediately, though we will retain data as described in our Privacy Policy (including a 90-day grace period for account data and the statutory 5-year retention of payment records).

12. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Denmark, with the exception of mandatory consumer-protection rules in your country of residence within the EU/EEA, which continue to apply. Any disputes shall be resolved in the courts of Denmark, subject to mandatory rules of jurisdiction in favour of consumers. Consumers in Denmark may bring a complaint to Center for Klageløsning (Nævnenes Hus, Toldboden 2, 8800 Viborg, naevneneshus.dk), and consumers elsewhere in the EU may contact Forbrug Europa for cross-border disputes. The European Commission's ODR platform, which an earlier version of these Terms pointed to, was shut down in July 2025.

13. Contact

Questions about these Terms? Reach out:

Email (general): [email protected]

Email (privacy / data requests): [email protected]

Frederik Baunsøe · Denmark