Upload your EA backtests. Pass Lab simulates your trades against FundingPips' 2-step Phase 1 rules — including the 2026 metals leverage cut — using walk-forward Monte Carlo and bootstrap CIs. Audit-grade [low, high] range, not a marketing-grade point estimate.
95% CI from 1,000 Monte Carlo simulations on the inputs below. Upload your real backtests for audit-grade precision →
Lite estimate based on simplified inputs. Real-world pass rates depend on your actual trade distribution, news-trading rules, weekend holding, and per-firm consistency rules — all of which our audit-grade Pass Lab tool accounts for via real backtest data. CFTC Rule 4.41 hypothetical performance disclaimer applies.
FundingPips' 2-step Phase 1 has the most popular rule structure in the 2026 propfirm landscape: 8% profit target, 5% daily DD, 10% static total DD, unlimited time, only 3 minimum trading days. It's the structurally easiest 2-step from a pure-rules perspective.
"Easiest on paper" doesn't tell you whether your specific portfolio passes. Your backtest's max-DD is post-hoc on the trade order that happened. FundingPips' 5% daily-DD rule fires on whatever order trades land in real time. Path-dependence is the determining factor — not headline backtest numbers.
Pass Lab fixes this with walk-forward windows × Monte Carlo trade-shuffling × bootstrap confidence intervals. You upload your actual MT4/MT5 backtests; the engine returns a 95% CI [low, high] for FundingPips alongside 7 other firms.
| Rule | 2-step Phase 1 ($100k account) |
|---|---|
| Profit Target | 8% of starting balance |
| Max Daily Loss | 5% of starting balance (static, calculated from start of trading day) |
| Max Total Loss | 10% of starting balance (static line, not trailing) |
| Min Trading Days | 3 days with at least one closed trade |
| Time Limit | Unlimited evaluation period |
| Weekend Holding | Allowed during evaluation (banned in funded phase) |
| Forex Leverage | 1:100 |
| Metals Leverage | 1:30 (tightened from 1:50 in 2026) |
| Indices Leverage | 1:20 |
Source: FundingPips trading-objectives page (verified 2026-05-01).
The 3-day minimum is the most permissive in the 2026 catalog. If your EA has long flat periods between signals, FundingPips' 3-day floor is far easier to clear than FundedNext's 5-day or The Funded Trader's 5-day requirements. Combined with unlimited time, this makes FundingPips ideal for slow-burn or signal-heavy EAs that don't trade every day.
Three patterns dominate the cross-firm comparison:
FundingPips' 3-day minimum gives it the lowest bar in the catalog (FTMO needs 4, FundedNext 5). With FTMO also moving to unlimited time in 2026, FundingPips' edge over FTMO for low-frequency portfolios is now the 1-day-lower minimum and the 8% target (vs FTMO's 10%). Pass Lab consistently surfaces FundingPips for low-frequency portfolios.
FundingPips' 1:30 metals leverage is mid-pack: more permissive than FundedNext's post-2026 1:10 cut, less permissive than FTMO's 1:30 (effectively tied). For XAUUSD-heavy strategies, the FundingPips vs FTMO comparison becomes about other rules (profit target, minimum trading days — both are now unlimited time after FTMO removed its cap in 2026). FundedNext's metals leverage cut typically bumps it below FundingPips for gold-trading EAs.
If your EA's worst day approaches the 5% daily DD line, FundingPips' static 10% total DD is friendlier than FTMO 1-step's 10% trailing-EoD line. Static doesn't follow your equity peak; trailing does. Mean-reversion and grid EAs that recover from large drawdowns survive FundingPips' static rules.
Pass Lab gives you a 95% confidence interval based on walk-forward Monte Carlo simulation against FundingPips' exact 2-step Phase 1 rules. Upload your MT4/MT5 backtests at fxoptimize.com/pass-lab/ and get an audit-grade [low, high] range. The primary match is selected on the lower bound, not the point estimate.
Yes. In 2026 FundingPips tightened metals leverage from 1:50 to 1:30 — affecting gold-heavy strategies. Other rules remain stable: 8% profit target Phase 1, 5% daily DD, 10% static total DD, 3 minimum trading days, unlimited evaluation time, weekend holding allowed during evaluation (banned in funded phase). Pass Lab's FundingPips profile reflects current 2026 caps.
FundingPips and FundedNext Stellar are the two closest analogs: same 8% Phase 1 target, same 10% static total DD, same 5% daily DD, both unlimited time. Differences: leverage caps (FundingPips 1:30 metals, 1:20 indices vs FundedNext 1:10 metals, 1:30 indices) and minimum trading days (FundingPips 3 vs FundedNext 5). FundingPips is more permissive on gold leverage; FundedNext is slightly more permissive on indices. Pass Lab compares both side-by-side and surfaces whichever has the higher CI lower bound for your specific portfolio.
Yes. FundingPips permits Expert Advisors on standard MT4/MT5 challenges. Restrictions exist for HFT and latency arbitrage strategies, but standard algorithmic EAs (trend-following, mean-reversion, grid) are accepted. If your EA is HFT or scalping with sub-second holding times, verify directly with FundingPips before paying the evaluation fee.
Walk-forward windows of 60 days (FundingPips has unlimited time so we cap at 60 days) slid across your backtest with 30-day stride. Per-window Monte Carlo: 1,000 iterations with within-day shuffled trade order. Bootstrap 5,000 resamples to compute 95% CI. Sample-size guard requires ≥12 windows. Full methodology here.
No. FXOptimize and Pass Lab are independent. We have no affiliate relationship with FundingPips or any other propfirm. The cross-firm comparison is symmetric — Pass Lab surfaces FundingPips when your portfolio fits FundingPips best, and other firms when those fit better.
Upload your MT4/MT5 backtests. Pass Lab simulates against FundingPips 2-step plus 7 other propfirms simultaneously. Get a 95% CI per firm and an audit-grade backtest match.
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